How to become a virtual assistant in South Africa

What virtual assistants do, the setup and time zones that matter, how to find a first client, POPIA basics, getting paid from overseas and tax.

By the Earn Path team · last reviewed 1 November 2026 · how we check facts

A virtual assistant (VA) helps a busy person or small business with admin, from a distance. Think emails, diaries, bookings, customer replies, spreadsheets, online forms and simple bookkeeping.

You can do it for one local business, for a few clients overseas, or as an employee of a company that hires remote assistants. This guide covers what the work involves, what you need, how time zones work for South Africans, finding your first client, looking after client information, getting paid and tax.

What a virtual assistant does

Most VA work falls into a few groups:

  • Inbox and diary. Sorting email, replying to simple questions, booking meetings and sending reminders.
  • Customer admin. Answering enquiries on email, WhatsApp or a website chat, and keeping a list of who needs what.
  • Data and documents. Typing up notes, cleaning up spreadsheets, filling in online forms and keeping files in order.
  • Light money admin. Sending invoices, chasing late payments and capturing receipts, if the client wants that.
  • Online presence. Scheduling social posts, updating a website page or listing products online.

You don't need to offer all of it. Clients usually hire a VA for two or three jobs they never get round to.

What you need to start

  • Skills. Clear written English (or the client's language), being organised, and doing what you said you would by when you said you would. Spreadsheet, email and calendar skills help a lot.
  • A laptop. Most VA tools, from spreadsheets to booking systems, are much easier on a computer than on a phone.
  • A steady connection and a backup plan. Clients notice when you drop off. Plan for power cuts and outages, for example a small UPS for your router or mobile data as a backup.
  • Regular hours. Decide which hours each week you can promise. A client would rather have ten reliable hours than twenty unpredictable ones.

You can learn the common tools from their own free help pages and tutorials. Your first client will care most about whether you're reliable.

Time zones: why they matter

South Africa is on South African Standard Time (SAST), two hours ahead of UTC, and the clocks don't change during the year.

The UK changes its clocks twice a year. From the last Sunday in October to the last Sunday in March it is on Greenwich Mean Time, so it is two hours behind South Africa. During British Summer Time it is one hour behind.

That overlap with UK office hours is handy for VA work. If your clients are elsewhere, check their time zone, agree a few hours that overlap with their day, and put your working hours, with "SAST", on your profile and emails.

Pick your first services

"I can do anything" is hard to buy. A clear offer is easier to say yes to. A few examples:

  • Inbox and diary help for estate agents, coaches or consultants.
  • Customer replies and bookings for a salon, guesthouse or small online shop.
  • Invoicing and payment follow-ups for a tradesperson.
  • Product listings and order admin for someone selling online.

Then make two or three small samples that show the work: a tidy client spreadsheet, a set of customer reply templates, or a cleaned-up booking calendar using made-up details.

Freelance or employed?

Freelance means you find your own clients, set your hours and invoice each one. Employed means a company hires you for a remote assistant role with a set salary and hours.

Our pages on freelance virtual assistants and remote virtual assistant jobs compare the two. Before you apply for employed roles, run the remote job readiness checker to see what to fix in your setup first.

How to find your first client

  1. Start with people you know. Business owners in your network, a former employer, family members with a small business. One good reference helps more than a perfect profile.
  2. Show your samples. Send a short message that says what you do, for whom, and links to one sample.
  3. Try a freelance marketplace. On Upwork, the freelancer service fee is 0% to 15% per contract, and you see it before you send a proposal. On Fiverr, freelancers receive 80% of each completed order.
  4. Start small. A short paid trial, such as a week of inbox help, lets the client test you without a big decision.
  5. Follow up. Reply quickly and clearly. Many small clients hire the person who made it easy.

Our guide on how to start freelancing covers profiles and proposals in more detail.

Setting your rate

Work out what you need to earn per hour before you quote, after platform fees, payout costs, data and tax. Our freelance rate calculator does the maths, and how much to charge as a freelancer explains hourly, monthly and package pricing.

Looking after client information

As a VA you often handle other people's details: customer names, phone numbers, emails and sometimes ID or banking details.

South Africa's privacy law, the Protection of Personal Information Act (POPIA), calls someone who processes personal information for a business under a contract an operator. POPIA says an operator must:

  • use the information only with the client's knowledge or permission,
  • keep it confidential, and
  • tell the client straight away if there's reason to believe someone got access to it without permission.

The Act also says the client must have a written contract with you that requires you to keep the information secure. So a short written agreement protects you both.

Good habits help too:

  • Use a password manager or the client's own sharing tools, so passwords aren't sent in chat messages.
  • Keep client files in the client's own accounts where you can.
  • Delete what you no longer need when the work ends.

Getting paid from overseas

Upwork and Fiverr both pay out through options that include PayPal and Payoneer, each with its own fee.

  • PayPal: you withdraw to rand through FNB's PayPal service, with a free FNB Online Banking profile, to any South African bank account. FNB's fee is tiered, up to 1.51%. FNB also says exchange control rules mean PayPal balances must be withdrawn within 30 days.
  • Payoneer: you can withdraw to a South African bank account in rand, and Payoneer shows the fee and exchange rate before you confirm.

Compare the routes with our payout fee comparison, or read Payoneer vs PayPal in South Africa.

Tax and records

You can start as a sole trader, which means working in your own name. A sole trader has no requirement to register with CIPC, and the earnings go on your own tax return.

VA income counts as income and is added to any salary you earn. For the 2026/27 tax year, SARS says you must register as a taxpayer if your taxable income is above the tax threshold, which is R99,000 a year if you are under 65.

SARS also says anyone who receives income other than a salary is a provisional taxpayer, with some exclusions. Our guide to provisional tax for freelancers explains who pays it and when. Estimate yours with the side income tax calculator.

Keep your invoices, bank statements and receipts. SARS generally asks you to keep records for five years from the date you submit your return.

VA "jobs" to skip

  • Paying to be placed. The Department of Employment and Labour says that as soon as you're asked to pay anything towards recruitment, it is likely to be a scam.
  • Anyone who asks for your OTP or banking login. Real clients pay you. Check any offer that feels off with our scam checker.

Start small and build

Like any new income, VA work takes time to build. Your first client may take a few weeks to find, and no one can promise a set income. Starting with one clear service, two samples and the people you already know gives you a real starting point.

Our step-by-step guide, Virtual assistant: your first client, walks you through it in short lessons, and the first lesson is free. Not sure VA work suits you? Take the free test. It takes a few minutes with no sign-up, and ranks real ways to earn, online and in person, against your skills, time and budget.

Questions people ask

How do I become a virtual assistant with no experience in South Africa?

Choose two or three services, make a few samples with made-up details, and offer help to business owners you already know. Then try a freelance marketplace or apply for employed remote assistant roles. A clear offer and reliable hours matter most.

What time zone do South African virtual assistants work in?

South Africa is on SAST, two hours ahead of UTC, all year. The UK is two hours behind South Africa from late October to late March and one hour behind during British Summer Time. Agree overlap hours with each client and show your hours in SAST.

Do I need a laptop to be a virtual assistant?

For most VA work, yes. Spreadsheets, booking systems and client tools are much easier on a computer, along with a steady connection and a backup plan for power cuts.

Do virtual assistants in South Africa pay tax?

Yes, VA income counts as income and is added to any salary. You must register with SARS if your taxable income is above the threshold, which is R99,000 a year for under-65s in 2026/27. SARS says income other than a salary generally makes you a provisional taxpayer, with some exclusions.

Not financial, tax or legal advice. Figures were correct on the dates shown in the sources; check before you rely on them.
Sources (44)
  1. NMISA: South African national time (UTC(ZA)) first-hand, checked 01 Nov 2026. South African Standard Time (SAST) is defined as UTC + 2 hours.
  2. Government Gazette 40125 (8 Jul 2016): national measurement standards, time first-hand, checked 01 Nov 2026. SAST is defined as Coordinated Universal Time plus two hours (UTC +02:00).
  3. timeanddate.com: time change 2026 in South Africa second-hand, checked 01 Nov 2026. No daylight saving time; SAST (UTC +2) all year.
  4. GOV.UK: when do the clocks change? first-hand, checked 01 Nov 2026. Clocks go forward 1 hour on the last Sunday in March (BST) and back on the last Sunday in October to GMT.
  5. Royal Observatory Greenwich: understanding British Summer Time second-hand, checked 01 Nov 2026. BST from 1am on the last Sunday in March to 2am on the last Sunday in October; 2026: 29 March to 25 October.
  6. House of Commons Library: British Summer Time first-hand, checked 01 Nov 2026. BST moves clocks one hour ahead of GMT from late March to late October.
  7. Upwork: freelancer plans and fees first-hand, checked 24 Oct 2026. Variable freelancer service fee of 0–15% per contract (2026).
  8. Upwork Help: learn about the Freelancer Service Fee first-hand, checked 26 Oct 2026. The fee ranges from 0% to 15% per contract; you see it when you submit a proposal or receive an offer.
  9. LancerBill: freelance platform fees compared 2026 second-hand, checked 26 Oct 2026. Fiverr flat 20%; Upwork variable 0% to 15% per contract (verified October 2026).
  10. Fiverr Help Center: how Fiverr works for freelancers first-hand, checked 24 Oct 2026. Sellers keep 80% of each order.
  11. Fiverr Help Center: your earnings page first-hand, checked 26 Oct 2026. For every order you complete, you earn 80% of the purchase amount, including Gig Extras and tips.
  12. Upwork Help: what are the PayPal fees and timing for withdrawals? first-hand, checked 27 Oct 2026. PayPal is a withdrawal method; Upwork charges a small per-transfer fee shown in Settings > Withdrawals.
  13. Upwork Help: how quickly Payoneer pays and what fees apply first-hand, checked 27 Oct 2026. Freelancers outside India and the US can withdraw to Payoneer; Upwork charges a small per-transfer fee.
  14. Fiverr Help: withdrawing your earnings and managing payout methods first-hand, checked 27 Oct 2026. Withdraw with PayPal, bank transfer via Payoneer or a Payoneer account; each method lists its own fee.
  15. Radlof: Upwork and Fiverr withdrawal fees outside the US (verified 11 Oct 2026) second-hand, checked 27 Oct 2026. Upwork and Fiverr both pay out to PayPal and Payoneer, with a fee per method.
  16. Protection of Personal Information Act 4 of 2013 (Department of Justice copy) first-hand, checked 01 Nov 2026. Section 1: operator processes personal information for a responsible party under a contract or mandate; s20: only with authorisation, confidential; s21: written contract on security measures, notify immediately of unauthorised access.
  17. Information Regulator: Protection of Personal Information Act 4 of 2013 first-hand, checked 01 Nov 2026. Sections 19 to 21: security safeguards; operator duties; written contract between responsible party and operator.
  18. Michalsons: does an operator process your personal information? Operator agreements second-hand, checked 01 Nov 2026. Third-party service providers are operators; written agreement required; operators process only with authorisation and keep information confidential.
  19. VDT Attorneys: POPIA, the role and liability of an operator second-hand, checked 01 Nov 2026. An operator can be a natural person contracted to process personal information for a responsible party; the agreement must be in writing.
  20. FNB: PayPal withdrawals first-hand, checked 24 Oct 2026. Tiered fee 0.81%–1.51%.
  21. FNB: PayPal for business first-hand, checked 27 Oct 2026. Under South African exchange control regulations, PayPal balances must be withdrawn to a South African bank account within 30 days of receipt.
  22. South African Reserve Bank: Exchange Control Regulations, 1961 (regulation 6) first-hand, checked 27 Oct 2026. Residents must declare foreign currency they become entitled to within thirty days.
  23. Wise: receiving money from PayPal in South Africa second-hand, checked 27 Oct 2026. PayPal receiving fee 3.4% to 4.4% + $0.30; FNB withdrawal fee 0.81% to 1.51% by amount; withdraw within 30 days; any FNB or non-FNB SA bank.
  24. TechCentral: where SA remote workers can keep the most (15 June 2026) second-hand, checked 27 Oct 2026. PayPal 3.4% to 4.4% + $0.30 to receive internationally; withdraw within 30 days; FNB adds 0.81% to 1.51%.
  25. Payoneer: withdraw funds to a local bank account first-hand, checked 27 Oct 2026. Withdraw in your local currency; the fee and exchange rate are shown before you confirm.
  26. Skydo: how does Payoneer work in South Africa second-hand, checked 27 Oct 2026. Receive in USD, EUR or GBP and withdraw to a South African bank account in rand.
  27. Kabulov Stack: Payoneer fees explained (2026) second-hand, checked 27 Oct 2026. From the 1 January 2026 pricing page: 1% (min 1 USD) into a non-local-currency receiving account; card up to 3.99% + 0.49 USD; bank withdrawals 1.2% to 4%; 29.95 USD annual fee below 6,000 USD in 12 months.
  28. SARS: small business leaflet (updated 13 Apr 2026) first-hand, checked 29 Oct 2026. Sole trader: no requirement to register with CIPC; register for personal income tax and declare business income on the ITR12.
  29. CIPC: about registering a business first-hand, checked 29 Oct 2026. It is not necessary for all businesses to register with CIPC; for informal businesses and sole proprietors there may not be sufficient benefits.
  30. SARS: sole proprietorship first-hand, checked 29 Oct 2026. Not a separate legal entity; the owner includes the business income in their own income tax return.
  31. Doing Business in South Africa: types of businesses second-hand, checked 29 Oct 2026. The sole proprietorship does not have to be registered at CIPC.
  32. SARS: rates of tax for individuals first-hand, checked 24 Oct 2026. 2026/27 threshold under 65: R99,000.
  33. SARS: personal income tax first-hand, checked 29 Oct 2026. 2027 year of assessment: threshold R99 000 under 65; if taxable income is above the threshold you must register as a taxpayer.
  34. SARS: income from two sources first-hand, checked 26 Oct 2026. All sources of income are added together and taxed on one progressive table.
  35. National Treasury: Budget Review 2026, chapter 4 (table 4.4, personal income tax 2026/27) first-hand, checked 26 Oct 2026. 2026/27: R0 to R245,100 taxed at 18%; primary rebate R17,820; threshold below 65 R99,000.
  36. SARS: provisional tax first-hand, checked 24 Oct 2026
  37. SARS: guide on income tax and the individual (IT01) first-hand, checked 26 Oct 2026
  38. TaxTim: provisional taxpayers (updated 25 Feb 2026) second-hand, checked 01 Nov 2026. Provisional taxpayers earn income other than a salary, including freelance or business income; exceptions and thresholds apply.
  39. SARS: record keeping first-hand, checked 01 Nov 2026. A person who has submitted a return keeps records for five years from the date of submission; longer during an audit, objection or appeal.
  40. Tax Administration Act 28 of 2011, section 29: duty to keep records (Acts Online) second-hand, checked 01 Nov 2026. Records need not be kept after five years from the date the return was submitted.
  41. SARS: short guide to the Tax Administration Act first-hand, checked 01 Nov 2026. Record retention periods: from submission of the return until the last day of a period of five years.
  42. SAnews: work seekers warned not to fall for jobs scam (5 Feb 2024) first-hand, checked 30 Oct 2026. Department of Employment and Labour: as soon as you are asked to pay anything towards recruitment, this is likely to be a scam.
  43. Employment Services Act 4 of 2014, section 15 first-hand, checked 30 Oct 2026. No person may charge a fee to any work seeker for providing employment services.
  44. Capitec fraud centre: job scams first-hand, checked 24 Oct 2026

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